No matter how affordable your plan is, there are always ways to save even more on your coverage. Read our money-saving tips to reduce your costs.
Verify that your policy lists accurate information about your car. One of the most-ignored pieces of advice is to review the accuracy of the vehicle information in your plan.
UAE top 10 listed the insurance house that offer an insurance and win a car. With the help of this insurance house offer you can purchase a different policies like home insurance, motor insurance, health insurance etc.
Policies can contain errors that may seem inconsequential, such as the wrong model, but they can and will change your rates.
For instance, your policy may list the incorrect mileage for your vehicle or list a sedan as a coupe. Both of these inaccuracies would impact your premiums.
Choose the most expensive deductible possible. Rather than paying sky-high amounts every month for a plan with low deductibles, choose high-deductible coverage and save the money instead.
That way, when you do have an accident, you will be able to afford the premiums without a problem. Just make sure you have the discipline to actually put away money for this purpose.
Trade in your flashy car for a boring one. Yes, sports cars and other high-powered vehicles are exciting, but they cost a mint to insure.
One of the best pieces of information we can offer is to purchase a low-profile vehicle. Avoid vehicles that are stolen often, are expensive to repair, can cause excessive damage in a collision (e.g., large vehicles), and have supercharged engines.
If you relocate, don't ignore the difference in prospective premiums. Of course they vary by state, but did you know they can also vary by ZIP code? Collision and theft rates determine the premiums of an area, and these statistics can differ from one city to another.
If you have a choice in where you live, talk to your insurance agent about which ZIP code would provide you with the lowest prices.
Don't forget discounts! Some insurers offer discounts that allow drivers to save from 10%-20% on their policies, so don't discount the power of these savings. Talk to your agent about the savings for which you might be eligible, such as the multiple-policy, safe-driver, or senior discounts.
If you drive infrequently, cash in on the low-mileage incentives. Almost all companies offer some kind of low-mileage option for drivers who drive fewer than a predetermined amount of miles per year. The average driver drives about 12,000 miles annually, so you will need to fall below this number for a chance to qualify.
